Insurance and FSA/HSA Eligibility

A letter of medical necessity (LMN) is a note from your healthcare provider explaining why you need a specific service, like a birth class!

If your insurance asks for one to process your reimbursement, just request it at your next prenatal visit. 

Most providers are familiar with LMNs and might even have a template ready to go!

Possibly! It's best to call your plan administrator first to make sure you won't run into any issues later. They can guide you on whether you can use your card directly or if you need to go through the reimbursement process with an itemized receipt.

CPT codes help healthcare providers describe the services they offer, so insurance companies can figure out the right reimbursement amount.

For childbirth classes, the CPT code you'll need is: S9436

A diagnosis code is used to identify a patient’s medical condition and helps with billing and insurance.

For childbirth education, the diagnosis code you'll need is: Z32.2